Savings Accounts
	Rate	APY*
Regular Share Accounts ($100 and above)	0.15%	0.15%
Christmas Clubs	0.25%	0.25%
PSA	0.50%	0.50%
(Rates may change after account is opened)
Certificates
	Rate	APY*
3 Month CD ($1,000-$74,999.99)	0.10%	0.10%
6 Month CD ($1,000-$74,999.99)	0.25%	0.25%
6 Month CD (Minimum Deposit $75,000)	0.25%	0.25%
12 Month CD (Minimum Deposit $1,000)	0.35%	0.35%
18 Month CD (Minimum Deposit $500)	0.50%	0.50%
24 Month CD (Minimum Deposit $500)	0.60%	0.60%
36 Month CD (Minimum Deposit $500)	0.75%	0.75%
48 Month CD (Minimum Deposit $10,000)	0.75%	0.75%
60 Month CD (Minimum Deposit $10,000)	1.14%	1.15%
IRA Certificates
	Rate	APY*
18 Month (Minimum Deposit $50)	0.50%	0.50%
Loans
	APR
New and Used Auto Loans	As low as 3.75%

*APY = Annual Percentage Yield Ask Member Services for further information about fees and term applicable to the listed accounts. A penalty may be imposed for early withdrawal Ask about Roth & Educational IRA's

Rates as of September 14, 2011